While the last twelve months have been very hard, many people have been able to continue to earn and found themselves spending less. It’s time to put that to good use. You can reduce your tax bill, help others by giving to charity, and build your own financial future with tax-wise ISA and pension investments.

Up to 30 million people can reduce their taxes by taking these simple steps before the tax year ends on 5 April 2021. Because of the way the tax rates change, someone on a salary of £100,000 to £125,000 may be paying tax at 62%. For someone in this position, a £2,500 pension contribution could only cost £1,000 because of the tax being saved. So, it really pays to be making the most of what is on offer before the clock ticks over to a new tax year on 6 April 2021.

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