With the end of the tax year fast approaching, millions of people are at risk of paying more tax than they need to simply by overlooking key allowances and reliefs. From savings interest and ISAs to pensions, investments and family finances, small decisions made – or missed – before April can have a lasting impact on tax bills.

We’ve picked out some of the most common end-of-year tax mistakes and the simple steps savers can still take to protect their money.

1. Assuming your savings interest is still tax-free