The move will affect the top 1% of incomes in Britain, protecting people on more modest incomes. This measure could help the government raise over £1bn. PricewaterhouseCoopers HRS director Ben Wilkins said the move 'could have a real impact on industries where there are more opportunities for talent to mobilise and move elsewhere - for example, knowledge-based industries such as technological or financial services'. In his pre-Budget report, Darling also announced that from 2010 individuals with incomes of over £100,000 will have their personal allowance restricted to half its value so that it is worth the same as to a basic rate tapayer while individuals earning over £140,000 will see their personal allowances abolished altogether. Meanwhile, there will be a 0.5% hike in national insurance contributions from April 2011, although the starting point at which NICs will be paid will be aligned with the income tax personal allowance. This means that individuals earning less than £20,000 will pay fewer NICS despite the hike. The lifetime and annual allowances for tax-free pension savings will be held constant at £1.8m and £255,00 respectively for five years up to and including 2015-16.