What was your first pay cheque? Money earned from my paper round - still remember the early mornings in all weathers! What did you spend it on? Clothes, what more did a teenager want? Dining out or entertaining at home? Definitely entertaining at home - nothing better than home-cooking. Most expensive thing ever bought? Nothing original here, a house. It was a good investment. Best bargain ever had? A £675 evening dress, which I paid £150 for - well it kept me sorted for several different occasions. One luxury you're going without during the credit crunch? I have too much Yorkshire blood in my veins, so 'waste not, want not' is my motto. In the past year this has become fashionable and has also come into its own! Best money-saving tip? Keep out of the supermarkets, especially when hungry, you always spend more than you anticipated. Support independent shops. One thing you shouldn't buy but always do? Alcohol, don't we all? Your favourite currency and why? Has to be sterling, no exchange charges or currency losses, plus I wouldn't like to be without it! Best way of spending money on a rainy day is Having coffee and gooey cake, a good chat and a laugh to warm up after a long rainy walk.