It is quite common nowadays that a young adult cannot afford to buy a first home without some parental help. A parent may want to help their children financially but have concerns over the risk to those funds in the event that a child sells the property when a relationship breaks down. These are just some of the concerns for parents. Tax is the next big question.

There is often more than one route and which is right very much depends on what is most important to the individual. Below some of the key choices but this list is not exhaustive.