George Hodgson is deputy chief executive of the Society of Trust and Estate Practitioners (STEP). Prior to joining STEP he held a senior policy position at the Association of British Insurers and also served on the staff of the Treasury Committee of the UK House of Commons. Prior to moving into the public policy field, he had a career in investment banking that spanned over 20 years as one of the top rated economists and investment strategists. www.step.org