Fraud is not a victimless crime, and its scale is huge. Our recent research - the Annual Fraud Indicator 2023 – revealed fraudsters cost the UK economy an estimated £219bn annually.

Understanding the psychology of a fraudster is key to knowing the motives, characteristics and decision-making processes that drive individuals to engage in behaviour which causes real and irreversible impacts for victims, their families and communities across the UK.

Fraudsters come in all shapes and sizes, and their motivations are as diverse as their schemes.